Built on a Belief. Validated by a Patent. Proven by Results. 
PTO Exchange is the leading benefits exchange platform, transforming the value of unused, earned paid time off into meaningful financial outcomes for employees, at no net cost to the employer. Top benefits include improving recruitment and retention while reducing PTO liability on the balance sheet.

Trusted by over 150 organizations and 285,000 employees across the country.
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PTO Exchange

Solving two urgent, growing challenges: one for employers, one for employees.

PTO Exchange sits at a rare intersection of two urgent, growing challenges; one on the employer's balance sheet, one in the employee's bank account.

We resolved both. Simultaneously. With one patented, IRS-compliant platform.

Today, PTO Exchange is the only platform of its kind: validated by the IRS through private letter rulings, protected by U.S. Patent US10108933 B1, and trusted by mid-market and enterprise organizations across healthcare, financial services, nonprofits, manufacturing, and retail.

Our clients stay. Our results compound. And the employees we serve use their earned time to build the financial lives they deserve.

FOUNDED

2013

LAUNCHED

2017

US10108933 B1 — Category Creator

Patent

150+ employer clients

Clients

Employees on Platform

~285,000

Client Retention

98.8%

IRS-validated · SOC II Type 2 · SOC I Type 2 · All 50 states

Compliance

250–5,000 employees

Sweet Spot

Healthcare · Nonprofits · Financial Services · Manufacturing · Retail

Top Industries

Meet The Team
PTO Exchange is led by a team with deep expertise in HR technology, financial compliance, payroll integration, and benefits strategy. We bring that expertise together in service of a single mission: ensuring that every employee who has earned value at work has the freedom to direct it.
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Rob Whalen

Co-Founder / CEO
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Todd Lucas

Co-Founder / CTO
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Rob Schwend

Vice President of Product & Integration
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Steve Armstrong

Vice President of Finance & Operations
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Josh Reinhard

Vice President of Sales

PTO Exchange is the trusted guide that helps organizations unlock the hidden value of earned time, turning a balance sheet liability into a life-changing benefit, one employee at a time.

— Our Brand Promise

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See Our Solutions Where Unused Time Becomes Unlimited Possibility

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