The War for Talent is On.

PTO Exchange is a highly differentiating benefits platform that turns unused paid time off (PTO) into retirement accounts, student loan payments, donations, leave-sharing, charitable causes and more... 

"There is such a war for talent that compensation is not a differentiator."

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HubSpot Video


It's Time To Rethink Paid Leave

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Learn what the workforce thinks about their PTO benefit in this landmark study of 1000 workers.

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Paid Time-Off is Ready for a Refresh

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The increasingly diverse workforce is developing new types of needs. Find out what workers are saying about their benefits.

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What is PTO Exchange?

PTO Exchange is a benefits platform that turns accrued vacation hours into liquid assets that employees can spend on individual needs and the causes they care about. This gives companies an enticing benefit that uniquely serves every employee in the organization. And it all works within the system you have in place today.


COVID-19: How PTO Exchange Can Help

While the ultimate impact of COVID-19 is still unknown, many individuals are relying on the flexibility of their employers more than ever. The PTO Exchange platform offers employers three specific programs to help employees impacted by COVID-19: Leave-Sharing, Giving, Emergency Cash.

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It Pays Off for Both HR and Finance

It’s savvy to reduce PTO balance sheet liabilities while enhancing talent recruiting and retention. In simple terms, it pays off for both HR and Finance. Both will appreciate the returns for enhancing PTO benefits and reducing corporate liability. We’re happy to show the payoff for your organization and specific situation..



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"We compete heavily in a highly competitive job market. PTO Exchange helps us attract and retain employees and differentiate us in the marketplace."

— Rachel C., InformedDNA

Exchange PTO for..

Unused PTO can be transformed into financial assets, community giving, or travel awards. And this is just the start!


Financial Wellness

Enable employees to contribute to and manage their financial wellness. Unused PTO can be used for:

  • Retirement Accounts
  • Student Loans
  • Health Care Expenses / HSAs

Travel Awards

What if you could exchange some unused PTO to pay for your vacation? Now it's possible.

  • Hotel
  • Flights
  • Cruises

Community Giving

Employees can give to over 1 million certified non-profit organizations, causes, and even colleagues in need.

  • Share with co-workers
  • Give to non-profits
  • Contribute to disaster relief


PTO Exchange works with world-class companies in the benefits industry. If your organization works with any of these partners, ask them about PTO Exchange and how it might work within your organization and specific situation.

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Start Making a Difference Today

PTO Exchange has the only patented solution in the US that allows employees to apply the value of their unused paid time off to a range of priorities, including but not limited to contributing to a 401(k) or other retirement account, paying down student loans, covering an emergency expense, donating to a favorite charity, sharing with co-workers, or funding vacation costs. The PTO Exchange platform addresses and manages the multitude of state and federal tax laws and compliance requirements so employees can access this form of compensation without unexpected tax consequences.

Ready to Talk?