Whole-Person Care Starts With Your Own People
Turn unused PTO into financial support, shared leave, and real-world help for the people carrying your mission forward.
Request a Demo Read the Guide to Creating a Positive PTO Culture
Caregiver Burnout Is Not a Culture Problem, It’s a System Problem
Healthcare organizations are built on a mission of care. But the people delivering that care are under increasing strain.
Clinical staff accrue PTO faster than they can use it. Teams are short-staffed. Time off becomes something employees earn, but can’t actually take.
Employees are exhausted, even when benefits exist
- Clinical staff accrue PTO at above-average rates across all industries
- Every nurse who separates costs 1.5–2x salary in replacement alone, plus PTO payout
- Enterprise health systems carry material PTO liabilities disclosed on financial statements
- Private equity-backed systems face valuation pressure from accumulated PTO liability

What It Actually Means to Support the Whole Person
Whole-person care doesn’t stop at patients. It includes the financial, emotional, and practical realities your employees face every day.
For healthcare workers, that often means:
- Needing financial flexibility during unexpected life events
- Wanting to support colleagues during crisis moments
- Enterprise health systems carry material PTO liabilities disclosed on financial statements
- Struggling to take time off without impacting their team
Traditional benefits don’t solve this because they don’t use what employees already have.
PTO is one of the most valuable, underutilized assets your workforce already owns.
Make Your Values Visible Without Adding Cost
Core Capabilities
Financial Flexibility for Employees
Employees can convert unused PTO into options like:
- Emergency cash
- Retirement contributions
- Retirement contributions
- Student loan payments
Leave Sharing That Actually Works
Enable employees to support one another during critical life moments without creating administrative burden.
Charitable Giving Aligned to Your Mission
Employees can donate the value of their PTO to causes that reflect your organization’s community and care mission.
Recognition That Feels Meaningful
Transform PTO into a tool for acknowledging and supporting employees in ways that matter.
All powered by value employees have already earned with zero new employer cost and full compliance.
Caregiver Burnout Is Not a Culture Problem, It’s a System Problem
A nurse on your team is dealing with a family medical emergency.
She doesn’t have enough time off. Her colleagues want to help, but the system doesn’t allow it in a meaningful way.
With PTO Exchange, that changes.
A fellow caregiver donates a portion of their accrued PTO. That time is converted into real financial support, helping cover expenses during a difficult moment.
This is where a benefit becomes part of your culture.

For Mission-Driven Health Systems, This Isn’t a Benefit. It’s an Extension of Your Calling
Faith-based and mission-driven healthcare organizations are built on principles like dignity, stewardship, and servant leadership.
PTO Exchange aligns directly with those values:
Stewardship
Maximizing the value of existing resources
Dignity
Giving employees meaningful financial choice
Service
Enabling caregivers to support one another
The Kind of Benefit Employees Actually Talk About
When employees:
- Receive support during a difficult moment
- Help a colleague through a crisis
- Use earned time in a way that fits their life
They remember it, and they stay.
Key Outcomes:
- Receive support during a difficult moment
- Help a colleague through a crisis
- Use earned time in a way that fits their life
Simple for Employees.Simple for HR.
No new policies to create. No disruption to existing systems.