Reduce PTO Liability Without Cutting Checks
Turn unused PTO into a strategic lever for your balance sheet. PTO Exchange helps healthcare finance teams reduce liabilities, preserve cash flow, and support HR retention goals — with no PEPM fees or disruptive costs.
Transform a Growing Risk Into a Financial Advantage
PTO liability often hides in plain sight — until it starts ballooning. With PTO Exchange, finance leaders can convert that liability into value without new spend or compliance risk.
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Reduce Balance Sheet Liability
Offer employees structured PTO exchange options while writing down existing obligations.
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Preserve Cash Flow
Avoid large cash-outs or added headcount. Our model drives results without traditional expenses.
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Support HR & Retention Goals
Deliver high-ROI benefits that help reduce burnout and improve employee satisfaction.
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Finance-Smart, HR-Ready
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Fully Auditable & Compliant
Maintain alignment with IRS, ERISA, and constructive receipt standards — built into the platform.
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Real-Time Liability Insights
Track PTO liability movement and employee engagement with configurable dashboards.
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Minimal Lift to Implement
Works with all major payroll and HCM systems. Low IT involvement, fast time to value.
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