Every Industry. One Problem. Unused PTO is a Liability That Sits on the Balance Sheet.

Regardless of how you structure time off, accrued but unused PTO is a major financial liability. PTO Exchange is the only patented platform that lets employees convert that time into real financial value, at zero net cost to the employer.
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Trusted by Leading Organizations
Trusted by Leading Organizations

Serving All Industries with Accrued PTO

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Healthcare


Hospitals, Specialty Practices, Health Insurance, Medical Device

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Financial Services

Banks, Credit Unions, Financial Planning, Mortgage Companies

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Nonprofit


Large and Small, National and Regional Charity and Nonprofits

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Manufacturing

Discrete, Process, Textile and Other Manufacturing

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Professional Services

Real Estate, Architecture, Engineering, Law, PR & Marketing

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Education

K12, Higher Ed, Corporate Training, Education Institutions

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Retail

Retail Merchants, eCommerce, Food and Hospitality

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Government

Local, Regional, State, and National Government Institutions

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Transportation

Automotive, Shipping, Trucking, Aerospace and Rail Transportation

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Quick and Easy Implementation. Be Live in 90 Days.

Our full-service, managed implementation ensures zero disruption to your core operations, regardless of industry complexity, and quick path to go-live and ROI.

Ready to Add a Benefit That Costs Your Organization Nothing?

Explore how offering a PTO exchange program fits with your organization, payroll infrastructure, and Total Rewards strategy. Majority of implementations are complete in weeks, and already paying for themselves from day one.

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Frequently Asked Questions

01

Does PTO Exchange work the same way across every industry?

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  • Yes. PTO Exchange integrates directly with your existing payroll and HR systems, no matter your industry, headcount, or PTO policy structure. The platform adapts to your workforce, regardless of company size or industry.

02

Is the PTO Exchange platform compliant?

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  • Yes. PTO Exchange holds U.S. Patent US10108933 B1 and is IRS-validated through private letter rulings. We're also SOC II Type 2 and SOC I Type 2 certified, and legally defensible in all 50 states. Compliance isn't an add-on for us, it's the foundation the entire platform was built on, so you don't have to carry that risk internally.

03

What does this cost our organization?

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  • Nothing net. PTO Exchange is self-funded through an IRS-compliant service charge built into each exchange, there's no new budget line, no cash outlay, and no added administrative headcount required. Meanwhile, unused PTO liability on your balance sheet goes down as employees put that value to work.