Compete for Talent with Zero Salary Increase.
No implementation fees.
Zero recurring charges.
Pay only for usage.
Mission-driven organizations must compete with private sector salaries without the private sector budget. PTO Exchange acts as a cost-neutral retention engine by allowing staff to convert unused PTO into 403(b) growth or student loan relief. Because our pricing is transaction-based—not PEPM—you never waste donor funds on unused benefits. You only invest when your employees see value.
The Financial Model
Budget Certainty
Our model ensures you don't "bust the HR budget" as your headcount grows.
Transaction Equity
The 7.5% service charge is applied to the employee's exchange, funding the platform's administration.