Align Billable Hours with Employee Financial Wellness.

Zero PEPM fees. Transaction-based ROI.
No hidden recurring costs.

When your consultants are billing at capacity, PTO is the first thing to go. However, an unused vacation day is a growing debt for the firm. PTO Exchange allows high-performers to convert those hours into travel funds or loan repayments, turning a balance sheet liability into a premium recruitment tool. With zero monthly hosting fees, the platform scales with your usage, not your staff count.

See How It Works

professional services
fm-2

The Financial Model

Scalable Efficiency
Pay a nominal one-time setup fee and then pay only when employees utilize the benefit.
Tax Compliance
Standard 7.5% reduction on exchanges maintains tax-favored status for the employer and employee.