Whole-Person Care Starts With Your Own People
You invest in your employees every day. PTO Exchange helps you extend that investment further, giving your people real wellbeing options using PTO they've already earned, at zero new cost to your organization.

From financial flexibility to meaningful recognition, this is real-world help for the people who power your business.
Hero High Five

Employee Burnout Is Not a Culture Problem, It's a System Problem

Organizations invest in their people, but the employees delivering results are still burning out.

Employees accrue PTO faster than they can use it. Teams scramble to cover. Time off becomes something people earn, but can't actually take.

  • Employees are exhausted, even when benefits exist
  • PTO becomes a number on a balance sheet, not a tool for wellbeing
  • HR teams are asked to “fix burnout” without increasing cost
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What It Actually Means to Support the Whole Person

Whole-person support isn't a line in a benefits guide. It includes the financial, emotional, and practical needs your employees may be navigating silently.

Real effects include:

  • Needing financial flexibility during unexpected life events
  • Wanting to support colleagues during crisis moments
  • Struggling to take time off without impacting their team

Traditional benefits don’t solve this because they don’t use what employees already have.

 PTO is one of the most valuable, underutilized assets your workforce already owns.  

Core Capabilities
Make Your Values Visible Without Adding Cost

PTO Exchange turns unused PTO into flexible, employee-driven choices that support real-life needs.

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Financial Flexibility for Employees

Employees can convert unused PTO into options like: Emergency cash, Retirement contributions, Student loan payments

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Leave Sharing That Actually Works

Enable employees to support one another during critical life moments without creating administrative burden.

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Charitable Giving Aligned to Your Values

Let employees donate PTO value to causes that matter to them and align with your organization's values.

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Recognition That Feels Meaningful

Transform PTO into a tool for acknowledging and supporting employees in ways that matter.

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When Policy Becomes Personal

A member of your team is dealing with a family medical emergency.

She doesn’t have enough time off. Her colleagues want to help, but the system doesn’t allow it in a meaningful way.

With PTO Exchange, that changes.

A fellow colleague donates a portion of their accrued PTO. That time is converted into real financial support, helping cover expenses during a difficult moment.

This is where a benefit becomes part of your culture.

EXCHANGE OPTIONS SECTION
For Values-Driven Organizations, This Isn't Just a Benefit. It's an Extension of Your Culture.

The best organizations are built on principles like dignity, stewardship, and service, not just margins. PTO Exchange aligns directly with those values:

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Stewardship

Maximizing the value of existing resources

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Dignity

Giving employees meaningful financial choice

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Service

Enabling employees to support one another

HOW IT WORKS

Simple for Employees. Simple for HR.

1

Employees accrue PTO as they do today

2

They choose how to use unused time through PTO Exchange

3

Value is converted into selected options

4

Everything is managed within a compliant, structured framework

How it works
Explore How Organizations Are Rethinking PTO
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Guide: Creating a Positive PTO Culture

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Blog: How a New Approach to PTO Can Help Address Healthcare Burnout

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How Time Off Prevents Employee Burnout — and Why Most Organizations Are Getting It Wrong

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Guide: How Your Organization Can Keep Employees Financial Healthy

How it works
Explore How Organizations Are Rethinking PTO
Building a Culture of Caring: How Convertible PTO Transforms Employee Wellbeing
Building a Culture of Caring: How ...

The Employee Financial Wellbeing Benefits of a PTO Exchange Program The most powerful cultures aren’t built on mission statements. They’re built on the systems that prove the mission...

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How Time Off Prevents Employee Burnout
How Time Off Prevents Employee Burnout

How Time Off Prevents Employee Burnout — and Why Most Organizations Are Getting It Wrong Burnout is not an individual failure. It is an organizational one. Here is what the research...

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How a New Approach to PTO Can Address Healthcare Burnout
How a New Approach to PTO Can Address ...

How a New Approach to PTO Can Help Address Healthcare Burnout A strategic guide for healthcare HR and Finance leaders on why conventional PTO programs are making the burnout crisis...

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Ready to Add a Benefit That Employees Will Actually Use?

Life Planning Accounts are one of the fastest-growing benefits in Total Rewards, and PTO Exchange makes it simple to launch, easy to manage, and impossible to ignore at open enrollment.

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FAQ

Frequently Asked Questions

01

How is leave sharing different from a traditional PTO donation program?

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  • Most PTO donation programs are informal, hard to track, and create tax complications for both the giver and receiver. PTO Exchange structures leave sharing as a compliant, trackable exchange, a colleague's donated time converts into real financial support for a teammate in need, without creating payroll or IRS headaches for your HR team.

02

Does this replace our existing wellness or Total Rewards programs?

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  • No. PTO Exchange adds a new layer of choice on top of what you already offer. Employees can direct unused PTO value toward retirement, emergency needs, student loans, HSA contributions, charitable giving, or a colleague in crisis, without your organization changing existing benefits or adding new budget.

03

How do we know employees will actually use this?

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  • Because it uses value they've already earned, not a new benefit they have to learn or opt into separately. Organizations offering PTO Exchange see high engagement precisely because the value is tangible and immediate, employees are directing something real, not evaluating an abstract perk.